Capitola, CA – October 22, 2026 - Bay Federal Credit Union is encouraging local schools and youth sports organizations to apply for funding through its Community Giving Program before the November 15 deadline. With the clock narrowing in on the fall application period, this is the final opportunity to apply before the program reopens in April 2027.

Founded by local teachers in 1957, Bay Federal is proud to continue its tradition of supporting education and creating opportunities for young people throughout Santa Cruz, Monterey, and San Benito counties. Through its Community Giving Program, the Credit Union helps support the schools and youth sports organizations that make a difference in the lives of local children and families.

Selected schools and youth sports programs can only be granted funding once per year. Applications are reviewed by Bay Federal's Community Engagement Team, with funding decisions made within 90 days of the application deadline.

To learn more about the program or submit an application no later than November 15, visit bayfed.com/about-us/community-giving.

About Bay Federal Credit Union

Founded in 1957, Bay Federal Credit Union is a member-owned, not-for-profit financial cooperative serving Santa Cruz, Monterey, and San Benito counties. With more than 98,000 members, including 3,100 local businesses and nonprofit organizations, and over $1.9 billion in assets, Bay Federal is the region's largest member-owned financial institution. Recognized as a Forbes Best-In-State Credit Union in California for two consecutive years, Bay Federal supports the Central Coast through financial education, scholarships, nonprofit partnerships, and employee volunteerism.

Contact: Mark Ely, SVP, Chief Marketing Officer  
Bay Federal Credit Union 
831.477.8608 
mely@bayfed.com