Capitola, CA – October 8, 2024 – Bay Federal Credit Union announced the addition of Rita Toston to the Credit Union's Senior Leadership Team as Vice President of Risk Management. Mrs. Toston will direct the organization’s Enterprise Risk Management program and monitor Bay Federal’s risk profile.

Mrs. Toston's twenty years of banking experience includes consulting through her own LLC for various small community banks and fintech firms. Her work history includes compliance, audit, and operations roles with Citibank, including Senior Vice President of Compliance Testing, where she supported all U.S. personal banking.

"I am thrilled to join an organization that demonstrates an equal commitment to the well-being of both its employees and its members,” stated Mrs. Toston. “This dual focus on fostering a supportive and engaging work environment, alongside delivering exceptional service and value to members, truly resonates with my professional values.”

Her educational background includes a bachelor’s degree in management and finance from Park University and a master’s in business administration from Ottawa University. She also holds her Certified Regulatory Compliance Manager certification.

When she isn’t working, Mrs. Toston enjoys traveling, reading, and spending time with her spouse, her two sons, and their rottweiler puppy, Cody.

About Bay Federal Credit Union
Bay Federal Credit Union is a full-service, not-for-profit financial institution that serves over 86,000 members and 2,400 local businesses throughout Santa Cruz, San Benito, and Monterey counties. With more than $1.6 billion in assets, Bay Federal is the largest member-owned financial institution in the region. The organization has been proudly serving its members and the community since 1957. Bay Federal is a certified Community Development Financial Institution, with a primary mission of promoting community development alongside their financial activities. Bay Federal has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.

Contact: Amy Ivey, SVP, Chief Marketing Officer
Bay Federal Credit Union
831.477.8409
aivey@bayfed.com