Skip to content

Bay Federal Credit Union

Bay Federal Credit Union


Credit Unions


Bay Federal is a full-service, not-for-profit financial institution that serves nearly 77,000 members and 1,200 local businesses throughout the tri-counties. With more than $1 billion in assets, Bay Federal Credit Union is the largest member-owned financial institution in Santa Cruz County, serving its members and the community since 1957. Bay Federal Credit Union has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.


Amy Ivey
VP Marketing and Development

Blanca Arteaga

Ryan Cash

Manny Escarcega
AVP Branch Manager

Carolyn McGlenn-Newton
Marketing Events Specialist

Judy Meyers
President & Chief Exec

Leona Morisoli
Vice President of Lending

Tina Musgrave
AVP, Marketing and Member Engagement

Camac Serna

Rob Watson
Senior Graphic Design and Production Manager

Powered By GrowthZone
Scroll To Top